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🐾 Legal

Cat Loans terms of use

Last updated: June 2026

These Terms of Use govern your access to and use of the Cat Loans website. By using our site, you agree to these terms. Please read them carefully. Cat Loans is a loan-matching service and not a lender.

About our service

Cat Loans connects people who are looking for a loan with third-party lenders in our network. We do not make loans, make credit decisions, or guarantee that you will be approved. Any loan you receive is provided by, and is the responsibility of, the lender you choose.

Eligibility

To use our service you must be at least 18 years old, a legal resident, and able to enter into a binding contract. By submitting a request, you confirm that the information you provide is accurate and that you meet these requirements.

No guarantee of approval or terms

Submitting a request does not guarantee that you will be matched with a lender or offered a loan. Loan amounts, interest rates, fees, and terms are set by individual lenders and may vary based on your qualifications and applicable law.

Your responsibilities

When using our site, you agree to:

  • Provide accurate and complete information
  • Use the service only for lawful purposes
  • Not attempt to interfere with or disrupt the site's operation
  • Review the terms of any lender's offer carefully before accepting

Third-party lenders and links

When you proceed with a lender, you will be subject to that lender's own terms and privacy policy. We are not responsible for the products, services, or practices of any third-party lender. Reviewing and accepting a loan is a decision between you and the lender.

Intellectual property

The content, design, and branding on this site are owned by Cat Loans or its licensors and are protected by applicable laws. You may not copy, reproduce, or distribute our content without permission.

Disclaimer of warranties

Our service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the site will be uninterrupted, error-free, or that any specific result will be achieved.

Limitation of liability

To the fullest extent permitted by law, Cat Loans will not be liable for any indirect, incidental, or consequential damages arising from your use of the site or from any loan you obtain through a lender in our network.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes take effect means you accept the revised terms. The date at the top of this page shows when it was last updated.

These terms are a general template for the Cat Loans demo site and are not legal advice. Have a qualified attorney review and tailor them before relying on them for a live service.

Questions about this page?

Email us any time at [email protected] and we'll be happy to help.

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Cat Loans

Cat Loans connects borrowers with a network of trusted lenders. We're a matching service, not a lender, and we don't make credit decisions or charge you to use the site.

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mycatloans.com is not a lender and does not make loan or credit decisions. We connect interested borrowers with lenders in our network. APRs range from 4.95% to 35.99% with repayment terms from 91 days to 72 months, depending on the lender and your qualifications. Approval and rates are based on individual credit and financial history — submitting a request is no guarantee of approval. This service is not available in all states.

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